1

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

DependentCareFSAFlexibleSpendingAccount

2

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

WhatisaDependentCareFSA?

• Pre-tax accountthatpaysforeligibledependentcareexpenseswhileyouwork:§ Preschoolorbefore/afterschoolprograms§ Summerdaycamp§ Elderdaycare

• Smart,simplewaytosavemoney whiletakingcareoflovedonessoyoucanwork

3

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

WhyYouNeedIt

• Saveanaverageof30% onthedependentcareyouneed

• Reduceyouroveralltaxburdensincefundsarewithdrawnfromyourpaycheckbeforetaxesarededucted

• Takeadvantageofseveralconvenient,no-hassle paymentandreimbursementoptions

4

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

HowItWorks

① Determinehowmuchtocontribute§ Estimatehowmuchyou’llneed§ Electhowmuchtocontribute

② Fundsaretakenfromyourpaycheckbeforetaxes

③ Startsavinguptohundreds ofdollarsinoneyear§ Savingsresultfromloweroveralltaxes

5

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

HowYouUseIt

• PayMyProvider§ Directlypayyourproviderinstantly,directly,andonline

• PayMeBack§ Getreimbursedquicklyforpaymentsyoumake

6

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

WhoQualifies?

Qualifyingdependentsinclude:• Dependent child* undertheageof

13wholiveswithyouformore thanhalfoftheyear;or

• Aspouseorothertaxdependentwhoresides inthehouseaminimum ofeighthoursadayandrequires assistancewithday-to-dayliving.

*Inthecaseofdivorce,IRSguidelines statethatachildisaqualifieddependentofthe"custodialparent."

7

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

HowYouManageIt

UseWageWorksEZReceipts®• Fileaclaimandgetreimbursedquickly• Viewtransactionsandbenefitaccount

balancesusingasinglelogin• Skipthereceiptandhaveyourprovider

signreceipts usingyourmobiledevice• Receive confirmationemailswhenclaims

arereceived, processed, orpaid• Receive textmessageswhencard

verification isrequired,atransaction isdenied,oraclaimhasbeenprocessed

OronlineatWageWorks.com

8

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

HowMuchYouCanContribute

• Maximumof$5,000§ IRSsetsthecontributions guidelines

• Changestoyourelectionamountcanbemadeonlyifthereisa:§ Changeinlegalmaritalstatus§ Changeinnumberofdependents due

tobirth,adoption,ordeath§ Changeinemployment status§ Changeincostorcoveragecharges

9

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

EligibleExpenses

UseyourDependentCareFSAtopayfor:• Before/afterschoolcare• Aupairservices• Extendeddayprograms• Preschool/nursery

school• Summerdaycamp• Elderdaycare

Ineligibleexpensesinclude:• Overnight camps• Kindergartenor

higher-grade tuition• Non-work-related

daycare• Long-termeldercare

services

Seewww.wageworks.com/mydcfsa formoreinformationoneligibleexpenses

10

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

WhyEnroll?

• Taxsavings

• Widerangeofcoveredexpenses

• Easyaccess

• Flexibleoptions

11

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

HowYouGetIt

Enrollonlineorbyphone:• Follow[EmployerName’s]instructions• Visit[Insertemployer’sbenefitsurl]• Orcall[Insertemployerenrollmentphone#]

12

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

®

©2014WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.

©2014-2016WageWorks,Inc.Allrightsreserved.Thisdocumentcontainsproprietaryand/orconfidentialworkproductthatbelongstoWageWorks,Inc.andmaynotbeused,reproduced,modified,displayedordistributedwithoutthepriorwrittenconsentofWageWorks,Inc.