Mission Statement

Prospective Analysis, Academic Research and Action-Research on

•  Socioeconomic impact of financial technologies (Fintech) •  Intrapreneurship in traditional financial institutions •  Business models of Fintech startups •  Impacts of blockchain on financial systems and transactions •  Cybersecurity in financial transactions, Regulation •  Internet of Things and financial services •  Robo-advisors, Insurtech and Wealth management •  Complex Adaptive Systems (CAS)

FintechLab

h"p://fintechlab.ca/

UQAR-Lévis Dr Richard-Marc Lacasse Dre Berthe Lambert Dr Hamid Nach Dr Rachid Ghilal Dre Magali Simard Francis Nadeau (Blockchain) Frédérick Fournel ( Blockchain)

Desjardins DGAG Sandra Rousseau MBA Me Éric Osmani, MBA, ing jr

ENCG (Morocco) Dr Abdelmajid Hmaittane Dr Hassan Bellihi

VMWare (Pao Alto) Jean-François Richard MBA SFL/Desjardins Martin Gagnon MBA Indust. Alliance Claude Couture MBA SSQ Gr. Fin. David Fortier MBA UQAM Dr Faouzi Rassi Peru (Lima) Dr Juan Jose Cardenas France (Grenoble) Dre Nathalie Devillier Luxembourg Dr Dimitrios G. Salampasis Hong Kong Dr Douglas Arner

FinTechLab.ca International

Team

A definition of the Fintech Ecosystem

Complexadap+vefinancialsystemsarisingfromthe symbiosis of Online Digital Pla<orms,Internet of Things and Ar+ficial intelligence,generally at odds with tradi+onal financialservices. Source: FinTechLab.ca

Blockchain

Systems

Intelligent

Online Platforms

Internet of Things

Millennial Generation

FinTechLab.ca

Disintermediation of Financial Services

A Complex Adaptive System Reinventing the Rules

Field of Research

CrowdLending

CrowdFunding

InsurTech

Deposits & Lending

Capital raising Wealth Management

Payments

Fintech Support, Cybersecurity &

RegTech

Blockchain Robo-Advisors

Betterment

Robo-Advisors

Mobile Wallets

Gamification

Blockchain

Blockchain

Blockchain

Blockchain

Blockchain

Adapted from World Economic

Forum

Canada 1 Billion US$

USA 31.6 Billion US$

UK 5.4 Billion US$ Eurozone

4.4 Billion US$

China 3.5 Billion US$

India 2.2 Billion US$

Israel 453 Million US$

Sources: FinTechLab, FinTech Week & Bank of Canada (2016)

Recent Investments by Venture Capital Funds in Fintech Startups