Kotak Mahindra Bank

- Smart City Perspective

What is SMART?

S M A R TSpecific Measurable Attainable Relevant Time-bound

Smart Cities Mission is a unique and important initiative by the Government of India to drive economic growth and improve the quality of life of the Citizens

Smart cities explore, refine, and revise their ideas until they get it right. They are realistic, but they are also optimistic

They aim high!!

Aiminghigh

“Transforming The City of Panaji into a world-class, environmentally sustainable and liveable city for all, while preserving its heritage, cultural diversity and ecosystem through innovation and smart solutions.”

Smart solution is the key. It is an enriching cycle.

Vision Statement of Panaji reads

Smart CitySmart CitizenSmart Solutions

Smart Solutions for E- Governance

Payments Collections Communication Technology

Electronic Payment

Kotak RemITAn online payment platform which provides an expeditious system of electronic fund transfer across geographies, covering all RTGS/NEFT enabled Bank branches on an online, real-time basis.

Multiple payment instructions in a single file

Customized payments set-up

Highest security standards

Enrichments information

Reports and query tool

Vendor Payments Salary Payments Statutory Payments

Grant Disbursements Util ity Payments Dividend Payouts

Payments

CollectionsCollections through multiple mediums

Payment Gateway on Website

Cash & cheque deposit machines

Mobilebanking app

Kotakbranches

Some of the Municipal Corporations/Councils we have currently partnered with:Vasco , Madgaon, MCGM, Nagpur, , Bhiwandi, Kalyan, Ulhasnagar, Shrirampur, Chiplun, Chikhali, Indore, Bhopal, Jabalpur, Ahmedabad, Surat, Bhavnagar, Rourkela, Angul, Fatehabad and South Delhi, East Delhi, Faridabad,Hyderabad,

Kotak CredITKotak CredIT optimizes your receivables management by moving all your collections from your remitter to the electronic modes i.e. RTGS and NEFT, thereby ensuring speedy credit of funds and also online verification of credits in your account.

Electronic Collections

Automated reconciliation of all inward electronic collections

SMS/e-mail alert for each inward credit

Customized MIS reports

Dynamic Information capturing like Regn., Bill No. etc.

Setting up of Payment Gateway on department website to receive online collection

The gateway offers a completely secured, online and real-time solution on a reliable internet payment platform

Eliminates the need for accepting/depositing cash/ cheque and enables receipt of payments the very next day in your Bank Account with a detailed MIS

Payment Gateway

CMS ServicesCollections through multiple mediums

Cash and Cheque Collection from various locations

• Deposit of all cheques at one place

• Time bound speedy realisations

• Minimal cost

• Vast network with inter-connectivity

• Daily MIS

• Free of cost pick-up available

PF Trust Banking

Kotak Ace Savings account

Constituent Subsidiary General Ledger (CSGL) & Demat Account

Free Advisory services from Kotak Bank, including facilitating participation of PF trusts in Centre and State RBI auctions

Kotak m - Governance App

“Transforming The City of Panaji into a world-class, environmentally sustainable and liveable city for all, while preserving its heritage, cultural diversity and ecosystem through innovation and smart solutions.”

Smart solution is the key. It is an enriching cycle.

Vision Statement of Panaji reads

Smart CitySmart CitizenSmart Solutions

6% Interest Hashtag banking Kotak Rewards Kotak Money watch Credit Score

Kaypay - Any bank to any bank

Transfer moneyto Facebook friends

No beneficiary details required

Instantaneous 24X7

Mail & Message Money

23 banking services offered including Mobile & DTH recharge

Hashtag Banking

WhyKotak Mahindra Bank?

• Branches - 1333,

• ATMs - 2027 as on 31st May 2016

Smart Solution

• Mail Money

• Kay Pay

• Hashtag Banking

• Mobile App

• Bharat Banking App

Network StrengthFinancials

Rs in Crores 31-03-2016

Profit AfterTax                 2090

Capital Adequacy Ratio 16.3%

Deposits        1,38,643

Advances        1,18,665

NII             1,857

Net NPA 1.06%

Net worth           23,959

Fourth Largest Private Bank in India

Government Mission

100% online payments to all beneficiaries of various schemes/ benefits especially to the “Last mile”

Kotak Mantra

“Innovate and Customize Banking Products and Services with the optimal use of Technology ”

E-Governance ProjectsNATIONAL SCHEMES

Collection of Funds of Prime Minister Relief Fund (PMNRF)• Provided Online collection /Payment platform

Mahatma Gandhi Swachhata Mission• IT Solution for online data management• Mobile application for donation collection• Online receipt generation

Housing Application Management Services for Housing Boards & Development authorities

• Software for online management of entire housing project

Distribution of Land Acquisition funds for Highway Projects

E-Governance ProjectsGoa

Goa Industrial development corporation. • Entire collection of revenue is managed through Online

module (Development facilitated by our Bank)

• IT solutions to Municipal Corporation and Panchayat

E-Governance Projects

MAHARASHTRA

• Online Lease rent collections for MHADA

• Online collections and payments for various

Municipal Corporations

• At state level, Number of Panchayats and respective blocks have opted for our smart savings account.

E-Governance Projects

GUJARAT• Gujarat Beej Nigam’s bulk Subsidy distribution

• Gujarat Motor Vehicle Tax Collection

• Online Tax collections at Kotak Branches

• Mobile app Payment Gateway for Municipal Corporations

• Online vendor registration fee collection for Municipal Corporations

Online/Offline Municipal Tax collection of Various

Municipal Corporations

Advanced Technology solution for entire civic

services through Mobile App

Closely working for E- Panchayats initiatives

End to End solutions for Housing /Development

Authorities

E-Governance Projects

MADHYA PRADESH

E-Governance Projects

DELHI & BIHARDelhi VAT & CST through eTax portal

• Provided e-collection platform for tax collection

Delhi Jal Board water bill payments• Online/offline bill collections

Bihar VAT & CST through eTax portal• Provided e-collection platform for tax collection

PUNJAB

Punjab VAT & CST Collection• Provided e-collection platform for tax collection

Andhra Pradesh VAT, CST, Professional Tax & Turnover Tax• Provided e-collection platform for tax collection

Commercial tax collection of Telangana through Kotak eTAX

Tax collections of various Municipal Corporations across AP & Telangana

Collections across the state for fertilizer subsidy

E-Governance Projects

Andhra Pradesh & Telangana

AboutKotak Mahindra Bank

Organizational Overview

North389/ 29%

East77/ 6%

South455/ 34%

West413/ 31%

Geographical Presence

Global FootprintKotak Mahindra Inc. USABroker – dealer regd. with SECMember of NASD

Kotak Mahindra, UKFSA regd. Entity /Member of the LSE

Kotak Mahindra International Ltd.Dubai Kotak Mahindra

International LtdMauritius

Bank Awards

Earn up to 6%* in your Savings

Account

*Get 6% interest p.a. on savings balance above Rs. 1 Lakh and 5% on up to Rs. 1 Lakh. Not for profit trusts with 12A exemptions are allowed to open Savings Account

Thank you