Commercial Lending

March 19, 2008

FDIC Advisory Committee on Economic Inclusion

Opening Remarks Artisans’ Bank History & Structure

Keys to a Successful Asset Building Program

Asset Building Products at Artisans’

Commercial Lending

Keys to Success

Senior Management Commitment

Work For Your Non Profit Agencies

IT & Staff Support

Champion Your Results

Commercial Lending

IDA’s

Individual Development Accounts

Delawareans’ Save IDA Program 3rd Round of Matching Funds 5 Participating Local Agencies

YWCA Delaware IDA Program

Commercial Lending

Credit Builder Loan

How it Works

Types of Customers

Participating Agencies

What Comes Next

Commercial Lending

Deposit Products

Free Savers Accounts Low Min to Open 6 Month CD

Participating Agencies EITC Program YWCA Delaware First State Saves

Commercial Lending

Summary

Summarize Key Points

Questions

Thanks

Commercial Lending