Healthcare Transparency Index

1. 2014 National Business Group on Health Survey. Towers Watson.2. 2013 A�ac WorkForces Report. 3. Mercer. National Survey of Employer-Sponsored Health Plans. April 2014 4. NBGH - Plan Design Survey 2013. 5. “Signi�cant choice and lower than expected premiums available in the new Health Insurance Marketplace.” Department of Health and Human Services. September 2013. 6. “Deductibles, Out-Of-Pocket Costs, and the Affordable Care Act.” HealthPocket. May 2014.7. “Consumers’ Misunderstanding of Health Insurance,” Journal of Health Economics, George Loewenstein et al., September 2013. 8. Change Healthcare database.

® 2014 Change Healthcare Corporation

Q4 2013 Published May 2014

Reviewing the Year of Transparency

GOLD

plan pays 80% you pay 20%

PLATINUM

plan pays 90% you pay 10%

42%1

CONSUMERS PAYERS

SILVER

CONTRIBUTION INCREASE

(IN LAST 5 YEARS)

CDHPS72%

have not heard the phrase “consumer-driven healthcare”2

EXCHANGES

86%

CONSUMERS ARE NOW SHOPPING FOR COVERAGE

VS.

...AND SHOPPING FOR CARE

LEARN MORE AND VIEW THE FULL HCTI http://www.changehealthcare.com/resources/publications/hcti

Most Important HR Objective for Companies in 2013:

CONTROLLING HEALTH/MEDICAL COSTS2

healthcare costs are expected to rise 7.5% in 2013 2

average annual salary increased 1.6% past 3 years1

COST OF COVERAGE

$2,975 $11,9381

32%1

39% employers offered CDHPs

in 20133

76% are NOT knowledgeable

of exchanges2

31% of employers are considering

moving to exchanges by 20154

COST

$307 - $2,747

$1,246 - $3,599

$121 - $485

$135 - $397

$6,680 - $17,619

VARIABILITY

C-Section

Mammogram

CT Scan

Of�ce Visit(with diabetes screening)

796%

189%

300%

195%

164%

$511 - $2,815MRIs 451%

SERVICE

Colonoscopy(screening)

Average costs for individual medical coverage

premium.................................................................. $3285

$2,907$5,730

6

deductible...............................................................

out-of-pocket max...................................................

BRONZE

plan pays 60% you pay 40%

plan pays 70% you pay 30%

of consumers don’t understand common health terms7

CONSUMERS ARE 4X MORE LIKELYTO SHOP FOR HEALTHCARE After Being Proactively Engaged with Change Healthcare Tools

8

Source: Change Healthcare HCTI. Q4 2013. May 2014