Copyright, 2010 © BCC Distribution

The Mortgage Manager

Why This Service Is An Added Advantage For Consumers

Who Use It

Overview

• The Mortgage Manager is an electronic Biweekly Mortgage Payment Service.

• It is a fact that consumers pay over 3 times the amount originally borrowed before paying off their mortgage!

• It is guaranteed that use of this service will reduce loan payoff time without increasing the monthly payment.

A sample case studyHere's an example of the benefits received by using our Free

service on a

30 yr. $100,000.00 mortgage at 10.5% A typical 30 year mortgage.....

100K loan @ 10.5% interest, $1000.00 monthly

Without Our Service With Our FREE Service

Years to pay 30 20.7

Interest Savings $0 $83,835

Monthly Payments Saved 0 112Total Savings $0

$102,451Equity 5 years $3,118

$10,795Equity 10 years $8,378

$29,703Balance Due $63,740 $0Average Monthly Savings $0

$338Average Yearly Savings $0

$4,057Cash available after 23.3 years (based on a 10% investment) $0 $159,200

Without increasing monthly payments amount or changing the current mortgage agreement, our free service will save

homeowners $83,835 in interest increasing the total savings to $102,451. Shortening the length of the mortgage allowing

you to own your home free and clear while building equity 300% faster increasing the net worth by $63,740. Based on this comparison , here's why this is possible using simple math...

A Bi-weekly Payment Strategy vs. A Monthly Payment Strategy

Payment Plan Bi-wkly Pymt Strategy Mthly Pymt Strategy

Time Span 365 days 12 months

Billing Cycle 14 days 1 monthly

Total Annual Payments 26.07 12

Payment portion 50% (1/2) 100%

Payment amount $400.00 $800.00

Equation:Pymt amount x Total annual pymts =

$400 x 26.07 $800 x 12

Total: $10,428.00 $9,600.00

This is a proven payment method that requires no changes to your current mortgage whilepaying it in more manageable portions. Using our service will build your equity faster and

reduce your interest payments significantly even if you decide to sell your home or refinanceyour mortgage.

Why should consumers use this type of service?

• This service is safe. All electronic transfers are governed and regulated by the U.S. Federal Reserve.

• It's secure. Payments are tracked then recorded on your monthly bank statements so that unauthorized transactions and transfers do not occur.

• It's personal. The mortgage payment schedules are structured to fit individual needs.

• It's smart. Consumers can own their homes in less time without a huge payment increase, costly fees, or stringent qualifications.

More reasons consumers should use this service:

• Most people receive payment from their jobs every two weeks making funding available.

• Consistent use of this service will have a positive impact on the credit score.

• An automated mortgage payment system is reliable as well as a time saver.

• Budgeting for a half payment is easier for those on tight budgets.

• It works with all types of mortgages.

• There’s no payment increase!

Who should use this type of service?• This service is for

those that are in possession of a mortgage loan debt.

• The residential or commercial real estate is located within the USA and its’ territories.

• This service is also ideal for those with 2nd and 3rd mortgages.

Our recommendation

• A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks.

• Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude today’s financial experts.

• This is a solid strategy to work your way to financial freedom by working smarter instead of harder.

TIPLeveraging time in combination with

financial resources can yield amazing results.

Our recommendation

• A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks.

• Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude today’s financial experts.

• This is a solid strategy to work your way to financial freedom by working smarter instead of harder.

Excellent reasons to use eMortgageManager.net as your service provider:

• eMortgageManager.net / BCC Distribution are members in good standing with the Better Business Bureau with an A+ rating.

• eMortgageManager.net / BCC Distribution’s biweekly mortgage service is 100% bank and lender approved.

• eMortgageManager.net / BCC Distribution have the lowest banking transaction fees for this type of service known to this date.

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.– Benefit #1*Save thousands in interest and build up equity 3x’s faster!

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.– Benefit #1*Save thousands in interest and build up equity 3x’s faster!

– Benefit #2*No refi, credit reports, appraisals, etc. are required.

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.– Benefit #1*Save thousands in interest and build up equity 3x’s faster!

– Benefit #2*No refi, credit reports, appraisals, etc. are required.

– Benefit #3*No change of lender or to current mortgage.

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.– Benefit #1*Save thousands in interest and build up equity 3x’s faster!

– Benefit #2*No refi, credit reports, appraisals, etc. are required.

– Benefit #3*No change of lender or to current mortgage.

– Benefit #4*Improve Your Credit Score.

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

Benefits

• Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.– Benefit #1*Save thousands in interest and build up equity 3x’s faster!

– Benefit #2*No refi, credit reports, appraisals, etc. are required.

– Benefit #3*No change of lender or to current mortgage.

– Benefit #4*Improve Your Credit Score.

TIPVisit our site for

a free copy of ourmortgage analysis

software to seeyour savings!

“By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

One final note…• Others charge rates between $395 to $500

dollars for a service like the Mortgage Manager, or 1% of the savings, as well as a monthly service fee.

• It is the agreement and great pleasure of all parties involved in making this service available to offer it to consumers at the lowest price possible (i.e., free). For a limited time only

• Our goal is to help consumers make a better decision with the money that they are currently spending.

• To enroll to use this service simply print and complete the application, attach a voided check or coded deposit slip from the payment account and submit. It’s just that easy! Join the many satisfied clients who took advantage of this special offer by following these detailed instructions...

Want to save thousands on your Mortgage?

Then follow these 3 easy steps to sign up:

Want to save thousands on your Mortgage?

Then follow these 3 easy steps to sign up:

Print

Want to save thousands on your Mortgage?

Then follow these 3 easy steps to sign up:

PrintComplete

Want to save thousands on your Mortgage?

Then follow these 3 easy steps to sign up:

PrintComplete

Send

Want to save thousands on your Mortgage?

To get your copy of an application please do one of the following:

Want to save thousands on your Mortgage?

To get your copy of an application please do one of the following:

Visit our business site to download an application.

Want to save thousands on your Mortgage?

To get your copy of an application please do one of the following:

Visit our business site to download an application.

Dial 888-265-4266 andenter your fax number when prompted to have an application delivered instantly.

Want to save thousands on your Mortgage?

To get your copy of an application please do one of the following:

Visit our business site to download an application.

Speak with one of our friendly agents.

Dial 888-265-4266 andenter your fax number when prompted to have an application delivered instantly.

Want to save thousands on your Mortgage?

Completing your application has never been easier...

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature!

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature!

*IMPORTANT*For faster processing include on the

application Code #MM-71102 .

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! For faster processinginclude on the application Code #MM-71102 .Attach to your completed applicationa voided check or coded depositslip from your payment bank account.

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder informationand divide your monthly mortgage payment into1/2 for your bottom line total and don’t forget toinclude your signature! For faster processing include on the application Code #MM-71102 .Attach to your completed applicationa voided check or coded depositslip from your payment bankaccount.

Address, Fax or Directly submit yourcompleted application to one of ourhelpful agents.

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into1/2 for your bottom line total and don’t forget toinclude your signature! For faster processinginclude on the application Code #MM-71102 .

Address, Fax or Directly submit yourcompleted application to one of ourhelpful agents.

TIPAttach to your completed applicationa voided check or coded depositslip from your payment bankaccount.

Want to save thousands on your Mortgage?

Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into1/2 for your bottom line total and don’t forget toinclude your signature! For faster processinginclude on the application Code #MM-71102 .

Address, Fax or Directly submit yourcompleted application to one of ourhelpful agents.

TIPAttach to your completed applicationa voided check or coded depositslip from your payment bankaccount.

EnrollmentFree for Limited

Time!

Want to save thousands on your Mortgage?

Submit your application packet using your choice of the below listed...

Want to save thousands on your Mortgage?

Submit your application packet using your choice of the below listed...

Address your application to:eMortgage Manager.netPost Office Box 40501Memphis,TN 38174

By US Postal

Want to save thousands on your Mortgage?

Submit your application packet using your choice of the below listed...

Address your application to:eMortgage Manager.netPost Office Box 40501Memphis,TN 38174

Fax your application to our main office at 972.293.5389

By US Postal By Faxing

Want to save thousands on your Mortgage?

Submit your application packet using your choice of the below listed...

Address your application to:eMortgage Manager.netPost Office Box 40501Memphis,TN 38174

Fax your application to our main office at 972.293.5389

By US Postal By Faxing By Direct Delivery

Deliver directly your application to one of our friendly agents.

"To be honest you cannot beat the services or the people that I have dealt with. I will refer everyone I know. Mortgage Manager is great. I don't know what else to say. "

Julie Gray

"When it comes to saving money any information is usually welcome....If you are looking for a way to save money on your mortgage then you might want to take a look at what this program has to offer. Best of all its free."

Tucows(the software repository, not the actual cows)

"Keep up the excellent work. Best. Product. Ever! I could probably go into sales for you."

Fred Perry

What Others Are Saying About Us...

Own your home years earlier by having your mortgage professionally managed.

Own your home years earlier by having your mortgage professionally managed.-IT'S EASY

Own your home years earlier by having your mortgage professionally managed.-IT'S EASY-IT’S CONVENIENT

Own your home years earlier by having your mortgage professionally managed.-IT'S EASY-IT’S CONVENIENT-IT’S SOUND BUSINESS SENSE

Own your home years earlier by having your mortgage professionally managed.-IT'S EASY-IT’S CONVENIENT-IT’S SOUND BUSINESS SENSE

We prepare all required paperworkeach month for the transfers...

Own your home years earlier by having your mortgage professionally managed.• Save time -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve.

Own your home years earlier by having your mortgage professionally managed.• Save time -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve.

• Save money -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan

Own your home years earlier by having your mortgage professionally managed.• Save time -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve.

• Save money -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan

• Improve financial picture -Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more

Own your home years earlier by having your mortgage professionally managed.• Save time -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve.

• Save money -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan

• Improve financial picture -Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more TIP

We manage your escrowaccount held at an FDIC insured

financial institution(so your funds are never at risk).

Own your home years earlier by having your mortgage professionally managed.

Available online 24hrs daily, 7 days weekly. www.eMortgageManager.net

The smart and efficient way to manage your money and your life.

Program coverage does not include the CA. and KS. areas.

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Nationwide Coverage Available

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Available online 24hrs daily, 7 days weekly.

www.eMortgageManager.netThe smart and efficient way to manage your money and your life.