Post on 26-May-2015
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Banking Unplugged!By Skill Junction
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Lets understand the following..
• What is a bank ?
• Banking is all about ?
• Quick Stats on banking!
• The major functions of banks?
• Classification of banking & its activities ?
• Retail Customer’s Life Cycle
• Need Analysis of Institutional Customers
• Lets check our banking quotient !
• Women in Banking
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What is a bank ?
Depositor of Funds
BankUser of Funds
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Banking is all about !
• Safety
• Trust
• Money ( Valuables!)
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Statistics- Which we all love!
• There are over 177 Banks in India.
• No of bank offices or branches over 1,01,261.
• No of people employed by banking as a sector over 12 lac.
• By 2020 banking is suppose to create over 6 lacs jobs!
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Where do India stands in banking!
• 41% of the population in India is unbanked
40% is unbanked in urban areas. 61% is unbanked in rural areas. Higher in North Eastern(63%) and Eastern regions (59%)
• Only 14% of adult population have loan accounts
9.5% in rural areas. 14% in urban areas. North Eastern(7%) and Eastern regions (8%).
(Source RBI)
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Key Functions of Bank ?
Traditional
• Intermediation
• Payment System
Evolved
Financial Service(s)
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Classification of Banking?
Bank
Retail Banking
Wholesale Banking
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Major Banking Activities
Banking
Lending Deposits Miscellaneous
Life Progression of an individual on which banking products of individuals are designed !Can you think of some products which meet the stages of life examples above ?
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Need Analysis of Corporates !
Corporate
Long Term Finance Requirement
Working Capital or Short Term Finance
Requirement Trade Services Misellaneous
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Lets Test our Banking Quotient !
Any guesses which banks logos are these !!
Can you name these gentlemen??Hint- Both of them are stalwarts and celebrities
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Why should you choose banking as a career?
• In true sense –Equal Opportunities Employer!
• Immense Learning opportunities.
• Fast paced career growth.
• Socially relevant- Finance is backbone of economy.
• Highly rewarding – monetary wise.
Lets give you some more reasons to choose..
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Women Leaders of Financial Sector.
Can you name these women leaders of financial sector!These are also some of the most powerful women of India as per so many leading publications around the world
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Quick Facts !
• In India, only one in 10 companies across all sectors have a woman at the helm, but more than half of these are from the financial services sector.
• Only 3 in the top 25 in American Banker Magazine's listing of most powerful in banking in US are women.
• Over 10 Banks in India have women CEO’s or MD’s.
• Banking is third highest employer in the country as a sector.
• Did you know India has launched its first women only bank- where employees will be women and customers too only women!
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Why women are so successful in financial services ?
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Banking opportunities !
Sector set to hire over 6 lac people in the next 5 to 7 years ….
what would they look for in a prospective banker!
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Key attributes required
• Basic Communication Skills.
• Basic Understanding of the sector
• Understanding of High School level mathematics and english!
• Willingness to travel.
• Keenness to learn.
• Loads of common sense..
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Why Chose Skill Junction ?
• Will provide you with basic understanding of sector.
• Will help in improving your test taking skills.
• Provide loads of opportunity to improve your communication skills.
• Provide tips of cracking the interviews conducted by various banks.