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Acknowledgement
At the beginning, we would like to express my sincere gratitude to Almighty, the omnipotent and
omnipresent for empowering me to prepare the report within the scheduled time.
We would like to express our profound express our profound gratitude and wholehearted respect
to our course coordinator Md. Omar Faruque, Assistant Professor, Department of Finance
Jagannath University for his inspiring guidelines, valuable suggestion, constructive criticism we
constant help throughout the preparation of the report.
We would like to express my warm gratitude and cordial thanks to the management and some
officials of the banks help a lot by providing the necessary information and enabling me to
prepare this report.
We would also like to express my profound gratitude toward my friends whose contributions are
beyond description.
Origin of the Report:
The report Women empowering & banking practices in Bangladesh: An Empirical study
originated from our honorable course teacher Md. Omar Faruque, Assistant Professor,
Department of Finance, Jagannath University.
We are assigned to do this report as the part of completion of our course.
No theoretical knowledge is fulfilled unless some practical implication. This assignment gives us
the opportunity to implement our theoretical knowledge in practical field.
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Rational of the study:
Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering
a significant number of workforce men as well as women. Now a large number of women are
joining and are becoming keen to join in the banking industry. So care should be given to
empower women and their problems. Empowerment of women is for the socio-economic
development of a country. In Bangladesh banking sector is flourishing. So empowering women
in this sector is much easier and need less effort.
We are assigned to prepare a report on Women empowering & banking practices in
Bangladesh: An Empirical study. This is such an issue that has immense influence on the
economic development of Bangladesh because without empowering women a country cannot be
developed. And it is much easier to empower women in banking sector.
Objective of the study
The basic objective of this paper is to be acquainted with the employment status of the
banking sector of Bangladesh, basically the empowerment of women in the banking
sector. We have to analysis the empowerment of women, the facilities given by the banks
to the women bankers, the position held by the women bankers, problems faced by the
women in their working places and how to solve these problems to empowering the
women in the banking sector.
Limitation of the report
In preparing the Report, we have experienced some acute problems that have, to some
extent, affected the presentation of the report. The acute problems were
a) LACK OFINFORMATION ORDATA:
Adequate and in-depth well-organized literature was not available because a few
researchers endeavored to work on such project in the past. Though the officials
tried to assist, sometimes their working pressure couldn't give me proper
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assistance what I needed. There is some information which needed special
permission from top level, is not always achievable.
b) TIME CONSTRAINT:
Though we got time but it is not sufficient to prepare a good report.
d) Verification Problem:
Information from other banks faces the verification problem. There is no scope for
authenticate this data from any reliable source.
e) Availability of Reference Books:
Availability of the reference book is another limitation.
In spite of all the drawbacks faced, everything has been managed well at the end. We
believe the report is a quality report.
Methodology:
To meet the objectives of the study, we realized that a single method would not
be effective. Formal & oral discussion, direct observation, questioning clients &
printed papers of the Bank were found useful. To collect the necessary and
meaningful information, the following methods were applied. Both primary and
secondary sources were used here.
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SOURCE OF INFORMATION:
I have collected data from the two unique sources; one is primary sources and another is
secondary sources.
RELIABILITY OF COLLECTING DATA:
The data collected are highly reliable in the sense that all data generated in the report are
used exclusively by those banks. The auditors report on the financial statements and the
correspondence with different desks generate the reliable information to compose the
report successfully.
SOURCEOFDATA
Primary Sources Secondary sources
oFace to conversation with therespective officers and stuffs of the
branch and head office.oDiscussing with my supervising
teacher and manager.
oIn-depth study of selected cases.
o Annual Report of the Bankso Website of the of the Banks.o Several books and periodicals
related to the banking sector.
o Bangladesh Bank Reporto Prior research report.
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Abstract:
The banking system at independence consisted of two branch offices of the former State
Bank of Pakistan and seventeen large commercial banks, two of which were controlled
by Bangladeshi interests and three by foreigners other than West Pakistanis. There were
fourteen smaller commercial banks. Virtually all banking services were concentrated in
urban areas. The newly independent government immediately designated the Dhaka
branch of the State Bank of Pakistan as the central bank and renamed it the Bangladesh
Bank. The bank was responsible for regulating currency, controlling credit and monetary
policy, and administering exchange control and the official foreign exchange reserves.
The Bangladesh government initially nationalized the entire domestic banking system
and proceeded to reorganize and rename the various banks. Foreign-owned banks were
permitted to continue doing business in Bangladesh.
Cooperative credit systems and postal savings offices handled service to small individual
and rural accounts. The new banking system succeeded in establishing reasonably
efficient procedures for managing credit and foreign exchange.
Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering
a significant number of workforce men as well as women. Now a large number of women are
joining and are becoming keen to join in the banking industry. So care should be given to
empower women and their problems. Empowerment of women is for the socio-economic
development of a country. In Bangladesh banking sector is flourishing. So empowering women
in this sector is much easier and need less effort.
We are assigned to prepare a report on Women empowering & banking practices in
Bangladesh: An Empirical study. This is such an issue that has immense influence on the
economic development of Bangladesh because without empowering women a country cannot be
developed. And it is much easier to empower women in banking sector.
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Banking Industry-Overview:
The Banking Industry in Bangladesh is one characterized by strict regulations and monitoring
from the central governing body, the Bangladesh Bank. The chief concern is that currently there
are far too many banks for the market to sustain. As a result, the market will only accommodate
only those banks that can transpire the most competitive and profitable ones in the future.
Currently the major financial institutions under the banking system include:
Bangladesh Bank Commercial Banks Islamic banks Leasing Companies
Finance companiesOf these, there are four nationalized commercial banks (NCB), 5 specialized banks, 11 foreign
banks, 26 domestic private banks, 6 Islamic banks are currently operating in Bangladesh.
The range of banking products and financial services is also limited in scope; all local banks
must maintain a 4.5% Cash Reserve Requirement (CRR), which is non-interest bearing and a
16% Secondary Liquidity Requirement (SLR). With the liberalization of markets, competition
among the banking products and financial services seems to be growing more intense each day.
In addition, the banking products offered in Bangladesh are fairly homogeneous in nature due to
the tight regulations imposed by the central bank. Competing through differentiation is
increasingly difficult and other banks quickly duplicate any innovative banking service.
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A Brief Overview ofOne Bank Limited
ONE Bank Limited was incorporated in May, 1999 With the Registrar of Joint Stock Companies under
the Companies Act. 1994, as a commercial bank in the private sector.
The Bank is pledge-bound to serve the customers and the community with utmost dedication. The
prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to
excel as ONE Bank in both value and image.
The name 'ONE Bank' is derived from the insight and long nourished feelings of the promoters to
reach out to the people of all walks of life and progress together towards prosperity in a spirit of
oneness.
THIRD GENERATION PRIVATE COMMERCIAL BANK
OBL is a private sector commercial bank dedicated in the business line of taking deposits from public
through its various saving schemes and lending the fund in various sectors at a higher margin.
However, due attention is given in respect of risk undertaking, risk hedging and if not appropriately
hedged, reflection of the same in pricing. In the financing side, the bank's major concentration is in
trade finance covering about 20.88% of total financing as on YE2006 which is mainly a short-term
investment. The banks financing concentrate in both, working capital finance and long-term finance.
OBL has major concentration of financing in medium and large industries. Since the short-term
finance carries low risk compared to long-term finance; the financing strategy of OBL will assist the
bank to keep the risk at minimal.
While financing the industrial sector, the major concentration of the bank appeared to be in the textile
and RMG sector; both the above sectors cover 30.89% of the total portfolio. OBL also involved in
cement construction and transport sector financing. In the investment portfolio, OBL have substantial
investment in quoted and non-quoted shares of different organization including some very prospective
financial institutions. The bank has shown its acumen in reducing its exposure from ship scrapping
sector, steel re-rolling where the bank had investment earlier. With the increase in exposure to RMG,
the bank has increased its non-funded business income substantially. With an age of only 8 years, the
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OBL has taken initiative to launch IT based banking products like ATM facilities, E-banking etc. that
are praiseworthy.
CORPORATE INFORMATION AT A GLANCE:
Name of the bank : ONE Bank Limited
Status : Public Limited Company
Nature of Business : Private Commercial Bank
Date of Incorporation : May 12, 1999
Commencement of Business : May 12, 1999
Chairman : Mr. Zahur Ullah
Managing Director : Mr. Farman R. Chowdhury
Authorized Capital : TK. 4,150 Million
Paid up Capital : TK. 3,189 Million
Directors : 11
Number of branches : 54
Deposit : TK. 57,240 Million
Loan : TK. 47,814 Million
Number of Employees : 1,472
Telephone : 88 02 9118161
Telefax : (+8802)956-4122-23
SWIFT Code : ONEBBDDH
E-mail : obl@onebankbd.com
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Employment Scenery of OBL Bank Limited
Employees Status
Number Of Position
Male Female Total
Permanent 1123 349 1472
% 76.29% 23.71% 100%
Web Site : www.onebankbd.com
Vision Statement
To establish ONE Bank Limited as a Role Model in the Banking Sector of Bangladesh. To meet the needs of our Customers, Provide fulfillment for our People and create Shareholder
Value.
Mission Statement
To constantly seek to better serve our Customers. Be pro-active in fulfilling our Social Responsibilities. To review all business lines regularly and develop the Best Practices in the industry. Working environment to be supportive of Teamwork, enabling the Employees to perform to
the very best of their abilities.
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Total employment figure has rationalized on April 1, 2013. The total employment figure shows
that the OBL has about 1472 employees among which 1123(76.29%) male and 349 (23.71%)
female. Moreover, the Bank should generate more employment for female.
Comments
The ratio gap is high of the employment of male-female in the in SBL Bank limited for which
HRD should put into practice the policy to reduce the gap.
Board Of The Directors
Name
Number Of Position
Male Female Total
Chairman 1 0 1
Directors 8 1 9
Managing Director 1 0 1
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Facilities given by bank for Female employees:
1. Maternity leave: The bank gives 6 months maternity leave for their female employees.In the mean time the employees got their monthly salaries along with others facilities or
allowances.
2. Posting facility: After selecting a female candidate bank follow the flexibility of theemployee. They give the posting near of her city as well as her area.
3. Transfer facility: The bank made the transfer order of any female employee needed totransfer as for the longer benefit of her family.
Facilities should given by bank for Female employees:
1. Day care home: The bank should establish a day care home, where the femaleemployees put their children. It will be helpful for them. The get relax. For this reason
they will perform their duty timely and sharply.
2. Workplace flexibility:The bank avoids moving their female employees to differentsections. They do very ordinary works. But they have talents, excellence to perform inany section of work.
3. Promote to management committee:From the above information about the number ofemployee we see that there is only one female director in management committee. It
indicates a huge gap of female employment. The bank should promote more experienced
female employee to the management committee.
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A Brief Overview of Agrani Bank Limited
Agrani Bank Limited, a leading commercial bank with 889 outlets strategically located in
almost all the commercial areas throughout Bangladesh, overseas Exchange Houses and
hundreds of overseas Correspondents, came into being as a Public Limited Company on May
17, 2007 with a view to take over the business, assets, liabilities, rights and obligations of the
Agrani Bank which emerged as a nationalized commercial bank in 1972 immediately after the
emergence of Bangladesh as an independent state. Agrani Bank Limited started functioning as
a going concern basis through a Vendors Agreement signed between the ministry of finance,
Government of the People's Republic of Bangladesh on behalf of the former Agrani Bank and
the Board of Directors of Agrani Bank Limited on November 15, 2007 with retrospective
effect from 01 July, 2007.
Agrani Bank Limited is governed by a Board of Directors consisting of 13 (thirteen) members
headed by a Chairman. The Bank is headed by the Managing Director & Chief Executive
Officer; Managing Director is assisted by Deputy Managing Directors and General Managers.
The bank has 11 Circle offices, 25 Divisions in head office, 62 zonal offices and 889 branches
including 27 corporate and 40 AD (authorized dealer) branches.
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CORPORATE INFORMATION AT A GLANCE:
Name of the bank : Agrani Bank Limited
Status : Public Limited Company
Nature of Business : State Owned Commercial Bank
Date of Incorporation : 17 May 2007
Commencement of Business : 1 July 2007
Registration No :
Chairman : Khondoker Bazlul Hoque PhD.
Managing Director : Syed Abu Naser Bukhtear Ahmed
Authorized Capital : TK. 800 Million
Paid up Capital : TK. 497 Million
Directors : 11
Number of branches : 867
Deposit : TK. 57,240 Million
Loan : TK. 47,814 Million
Number of Employees : 11,443
Telephone : +88-02-9566153-54, +88-02-9566160-69
Telefax : +88-02-9562346, +88-02-9563662
SWIFT Code : AGBKBDDH
E-mail : agrani@agranibank.org, info@agranibank.org
Web Site : www.agranibank.org
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VISION
To become the leading bank of Bangladesh operating at international level of efficiency, quality
and customer service.
MISSION
We operate ethically and fairly within the stringent framework set by our regulators. We will go
fusing ideas and lessons from best practice to explore new avenues to stay stronger and more
efficient and competitive. We will apply information and communication technology for the
benefit of our customers and employees. We will invest to strengthen the future of the Bank.
MOTTO
To adopt and adapt modern approaches to stand supreme in the banking arena of Bangladesh.
VALUES
We believe in integrity, transparency and accountability, and also value professionalism that will
provide a high standard of service to all our customers and stakeholders.
STRATEGIC OBJECTIVES
o Winning at least 6 per cent share of deposits and 4.5 per cent share of loans andadvances of Bangladeshi market.
o Gaining competitive advantages by lowering overall cost compared to that ofcompetitors.
o Overtaking competitors by providing quality customer service.o Achieving technological leadership among the peer group.o Strengthening the Banks brand name appeal.
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o Contributing towards the economic well-being of the country by focusingparticularly on SME and agricultural sectors.
o Strengthening research capability for innovative products.
ETHICAL STANDARDS
1. Be Trustful: We believe in mutual trust and trust our customers in a way they can trust us.
2. Keep an Open Mind: For continuous improvement of our bank we keep our minds open to
new ideas. We seek opinions and feedback from both customers and team members through
which our bank will continue to grow.\
3. Meet Obligations: Regardless of the circumstances, we do everything to gain the trust and
confidence of customers and clients by honoring our commitments and obligations.
4. Be Transparent: We are transparent in our dealings with customers and all stakeholders. We
re- evaluate all print materials including advertising, brochures, and other business documents
making sure that they are clear, precise and professional
5. Be involved with the Community: We remain involved in community-related issues and
activities, thereby demonstrating that our business is a responsible community contributor
6. Be Respectful: We treat all stakeholders with utmost respect and courtesy regardless of
differences, positions, titles, ages, or other types of distinctions.
Employment Scenery of ABL Bank Limited
Employees Status
Number Of Position
Male Female Total
Permanent 7919 3524 11443
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% 69.20% 30.80% 100%
Total employment figure has rationalized on April 1, 2013. The total employment figure shows
that the OBL has about 1472 employees among which 1123(76.29%) male and 349 (23.71%)
female. Moreover, the Bank should generate more employment for female.
Comments
The ratio gap is high of the employment of male-female in the in SBL Bank limited for which
HRD should put into practice the policy to reduce the gap.
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A Brief Overview ofSBL
Standard Bank Limited (SBL) was incorporated as a Public Limited Company on May 11, 1999
under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial
operations on June 03, 1999. SBL has introduced several new products on credit and deposit
schemes. It also goes for Corporate and Retail Banking etc. The Bank also participated in fund
Syndication with other Banks. Through all these myriad activities SBL has created a positive
impact in the Market.
Corporate Information:
Name of the Company : Standard Bank LimitedChairman of the Bank : Ln. Kazi Akramuddin Ahmed
Legal Form : A public limited company incorporated in Bangladesh on
11th May, 1999 under the Companies Act 1994,
Subsequently listed in Dhaka Stock Exchange Limited and
Chittagong Stock Exchange Limited.
Commencement of business : 3rd June, 1999
Registered Office : Metropolitan Chamber Building (3rd floor)
122-124, Motijheel C/A, Dhaka-1000.
Telephone : +880 2 7175698, 7169134, 9560299,
9558375
Telefax : +880 2 7176367, 7169078
SWIFT Code : SDBLBDDH
E-mail : sblho@bangla.net
Web Page : www.standardbankbd.com
Auditors : Khan Wahab Shafique Rahman & Co.
Chartered Accountants
Legal Advisor : Mr. M. Ziaul Hasan
Barrister-at-Law
M/s. Hasan & Associates
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Tax Consultants : Alhaj Md. Serajul Islam
Advocate & Tax Consultant
Managing Director & CEO : S. A. Farooqui
Additional Managing Director : Md. Nazmus Salehin
Deputy Managing Director : i. Md. Alauddin AlAzad
II. Md. Abul Hossain
Group Company Secretary : A. F. M. Nizamul Islam Chowdhury
Objectives
To be a dynamic leader in the financial market in innovating new products as to the needsof the society.
To earn positive economic value addition (EVA) each year to come. To top the list in respect of cost efficiency of all the commercial Banks. To become one of the best financial institutions in Bangladesh economy participating in
the most significant segments of business market that we serve.
Vision
To be a modern Bank having the object of building a sound national economy and to contribute
significantly to the Public Exchequer.
Mission
To be the best private commercial bank in Bangladesh in terms of efficiency, capital adequacy,
asset quality, sound management and profitability.
Core Values
Our Shareholders: By ensuring fair return on their investment through generatingstable profit.
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Our customer: To become most caring bank by providing the most courteous andefficient service in every area of our business.
Our employee: By promoting the well-being of the members of the staff.
Community: Assuring our socially responsible corporate entity in a tangible mannerthrough close adherence to national policies and objectives.
Employment Scenery of SBL Bank Limited
Employees Status
Number Of Position
Male Female Total
Permanent 453 230 683
% 66.33% 33.67% 100%
Total employment figure has rationalized on April 1, 2013. The total employment figure shows
that the SBL has about 683 employees among which 453(66.33%) male and 230(33.67%)
female. Moreover, the Bank should generate more employment for female.
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Comments
The ratio gap is high of the employment of male-female in the in SBL Bank limited for which
HRD should put into practice the policy to reduce the gap.
A Brief Overview of BCBL
Bangladesh Commerce Bank Limited (BCBL) was established by the act no. I2 of 1997, passed
by the Parliament of the Peoples Republic of Bangladesh. Subsequently on February 8, 1998 as
per clause 7(7) of act 12 of 1997, the Government constituted an 11 member Board of Directors
to organize BCBL and administer the affairs of the Bank in accordance with the Act.
Bangladesh Commerce Bank Limited was incorporated on June 1, 1998 as a public limited
company under the company act 1994, Banking Companies act 1991 and in accordance with the
act no. 12 of 1997. The Bank formally started operation from September 16, 1999 with the
slogan of A Peoples Bank with a Mission.
Commencement of Business:
Having been registered with the Registrar of Joint Stock Companies (RJSC) and Firms with the
prior approval of Securities and Exchange Commission (SEC) Bangladesh Commerce Bank
Limited commenced banking operation with the opening of its Principal Branch at 19, RajukAvenue, Motijheel Commercial Area, the financial hub of the capital city Dhaka on September
16, 1999. By the end of the accounting year1999, the other 23 branches in Dhaka, Chittagong,
Khulna, Sylhet metropolitan area and Bogra, Naogaon, Narayangonj started functioning. At
present BCBL is successfully running operation in 25 branches with its last branch opened in
Comilla. Export/Import/Foreign Exchange business is being done through our A/D Branches.
We are also member of SWIFT. Import-Export, Foreign exchange, remittance related activities
are performed with SWIFT.
Board/EC/Audit Committee Meeting:
The Board of Directors is constituted with 11 members, 7 of them nominated by the Government
& other 4 members from private equity holders as per the memorandum and article of
association & as a public-private partnership. The Board of Directors meets at least once in a
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month to consider and review various important policy matters relating to its operation and
management. Besides, EC & Board Audit committee meetings are also held regularly.
Vision & Mission
Vision
Become a bank of first choice by the customers with meaningful contributions to the society.
Mission
Bangladesh Commerce Bank Limited is committed to fulfill its customers needs and become
their first choice in banking so that a sustainable growth, reasonable return and contribution to
the socio-economic development of the country can be ensured with a motivated and
professional work-force.
Employment Scenery of SBL Bank Limited
Employees Status
Number Of Position
Male Female Total
Permanent 946 413 1359
% 69.61% 30.39% 100%
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Total employment figure has rationalized on April 1, 2013. The total employment figure shows
that the BCBL has about 1359 employees among which 946(69.61%) male and 413 (30.39%)
female. Moreover, the Bank should generate more employment for female.
Comments
The ratio gap is high of the employment of male-female in the in BCBL for which HRD should
put into practice the policy to reduce the gap.
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A Brief Overview ofPBL
The Premier Bank Limited started its voyage of corporate excellence on an autumnal day of
1999. The Premier Bank Limited is incorporated in Bangladesh as banking company on June 10,
1999 under Companies Act 1994. Bangladesh Bank, the central bank of Bangladesh, issued
banking license on June 17, 1999 under Banking Companies Act 1991. The Head Office of the
Premier Bank is located at Banani, one of the fast growing commercial and business areas of
Dhaka City.
CORPORATE INFORMATION AT A GLANCE:
Name of the bank : The Premier Bank Ltd.
Status : Public Limited Company
Nature of Business : Private Commercial Bank
Date of Incorporation : 10 June 1999
Commencement of Business : 10 June 1999
Chairman : Dr. H. B. M. Iqbal
Managing Director : Mr. K. A. M. Majedur Rahman
Authorized Capital : TK. 6000 Million
Paid up Capital : TK. 4658.71 Million
Directors : 11
Number of branches : 82
Deposit : TK. 67129.52 Million
Loan : TK. 52210.16 Million
Number of Employees : 1288
Telephone : 9887581-4
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Telefax : 8815393, 9889153
Web Site : www.premierbankltd.com
Employment Scenery of PBL
Employees Status
Number Of Position
Male Female Total
Permanent 894 394 1288
% 69.41% 30.59% 100%
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Total employment figure has rationalized on April 1, 2013. The total employment figure shows
that the PBL has about 1288 employees among which 894(69.41%) male and 394 (30.59%)
female. Moreover, the Bank should generate more employment for female.
Comments
The ratio gap is high of the employment of male-female in the in PBL Bank limited for which
HRD should put into practice the policy to reduce the gap.
Vision
The Bank has a clear vision towards its ultimate destiny- to be the best amongst the top
financial institutions.
Mission
The mission of the Bank is -
To be the most caring and customer friendly provider of financial services,creating opportunities for more people in more places.
To ensure stability and sound growth whilst enhancing the value of shareholdersinvestments.
To aggressively adopt technology at all levels of operations and to improveefficiency and reduce cost per transaction.
To ensure a high level of transparency and ethical standards in all business transactedby the Bank.
To provide congenial atmosphere which will attract competent work force who will beproud and eager to work for the Bank.
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To be socially responsible and strive to uplift the quality of life by making effectivecontribution for social development.
Our Values
Service firstFor us Service first is not just an abstraction; we do mean it. It holds a prime and central focus
in our operation. We believe, discharge of quick and quality service is the hallmark for banking
standard.
Easier bankingWe have made day-to-day banking easier-than-ever through state-of-the-art facilities. We tend to
create a congenial atmosphere for our customers to feel free and go easy with banking. We
segment our clientele into least possible individuals to impart the best attention.
Better relationshipAs we form bondage with our valued clients, so we develop it into a sustainable end.
A good understanding with them, while carrying out business transactions, helps us perceive
their goals and thus, enable us to respond pro-actively to their financial needs.
Assured confidentialitySince we deal in Customers money and financial matters, our solemn promise remains intact
with the interest of our clients so much so that all banking transactions are done in a confidential
and professional manner.
Good corporate governanceThe dynamic Board of Directors of the Premier Bank Limited hails from different disciplines of
business and industry at home and abroad. They are well respected in the society for their
contribution. The Bank is equipped with a highly competent Management Team who has long
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experience in domestic and international Banking. The Bank upholds and strictly abides by good
corporate governance practices and is subject to the regulatory supervision of Bangladesh Bank.
Corporate citizenshipWe are a compliant Bank and we pay due taxes. We are eager to inspire eco-friendly investment.
We are an abiding citizen in terms of all laws, rules, norms, sentiments and values of the land.
Problems Faced By Women in Banking Sector:
After analyzing the employment status of women of five banks we see some problems in the
field of women empowerment. The discussion of the problems are given below
Societys Attitudes towards Working Women: Though as a country we are stilldeveloping, we are lagging behind in our attitudes towards working women. So women
get less cooperation from the society. Societys attitude is a great problem for women
empowering in banks as well as for all working women.
Hostile attitude of other employees: Moreover women get less cooperation from theirfellow bankers of opposite sex.
Family support: Sometimes women get less family support for working in a bank.However this situation is now changing and women are being encouraged by their family
for banking jobs.
Working Environment: In banking sector fewer banks can ensure better workingenvironment for women. This is a problem for women bankers.
Transportation: One of the vital problems for women is transportation or flexibility of theworkplace.
Maternity or other leave: Banks are less willing to provide women with maternity orother preparatory leaves. Their attitude in the case is that it will hamper their workings.
Womens attitude: One of the problems of empowering women in banking is womenthemselves. Women are less likely to see themselves in the top position of banks. They
are less willing to lead.
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Recommendations
Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering
a significant number of workforce men as well as women. Now a large number of women are
joining and are becoming keen to join in the banking industry. So care should be given to
empower women and their problems. Following are some recommendations to solve the
problems of empowering women in banking sector.
Awareness: Awareness should be created to develop a positive attitude towards workingwomen. Women can get better working environment when society, their fellow
colleagues and they themselves are aware.
Flexibility in workplace: The bank avoids moving their female employees to differentsections. They do very ordinary works. But they have talents, excellence to perform in
any section of work.
Promote to management committee: From the above information about the number ofemployee we see that there is only one female director in management committee. It
indicates a huge gap of female employment. The bank should promote more experienced
female employee to the management committee.
Day care home: The bank should establish a day care home, where the female employeesput their children. It will be helpful for them. The get relax. For this reason they will
perform their duty timely and sharply.
Cooperative environment: A cooperative environment should be established to ensureproper empowerment of women.
Preparatory leave: Women should be given preparatory leave such as maternity leave. Growing leadership quality: Women should be given adequate training and other
facilities to grow themselves as a leader.
Family support: Family support should be given.
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Conclusion:
Banking sector is one of the flourishing sectors in the economy of Bangladesh. It is empowering
a significant number of workforce men as well as women. Now a large number of women are
joining and are becoming keen to join in the banking industry. So care should be given to
empower women and their problems. Empowerment of women is for the socio-economic
development of a country. In Bangladesh banking sector is flourishing. So empowering women
in this sector is much easier and need less effort. So necessary actions should be taken to
empower women in banking sector which will lead to the development of Bangladesh.
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Appendix
Employee Status of PBL
Board Of The Directors
Name
Number Of Position
Male Female Total
Chairman 1 0 1
Directors 11 1 12
Managing Director 1 0 1
Corporate Structure
Name
Number Of Position
Male Female Total
1. Corporate 17 1 18
2. Executive Committee 5 0 5
3. Audit Committee 4 1 5
4. Managing Director and CEO 1 0 1
5. Chief Financial Officer 1 0 1
6. Company Secretary 1 0 1
8. Tax Advisor 1 0 1
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Head of Branch
Name
Number Of Position
Male Female Total
Head of Branch 85 0 85
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Bibliography:
1. http://www.onebankbd.com/about-obl.php2. http://www.onebank.com.bd/directors.php3. http://www.onebank.com.bd/management.php4. http://www.onebankbd.com/ec.php5. http://www.onebankbd.com/ac.php6. http://www.onebankbd.com/financial-statement.php (2012)7. http://www.standardbankbd.com/8. http://www.standardbankbd.com/index.php/about9. www.standardbankbd.com/index.php/directors/show/directors10.http://www.standardbankbd.com/index.php/management/show/management11.http://www.standardbankbd.com/index.php/fin_stmt/show/stmt (2012)12.http://premierbankusa.com/en/AboutPremier13.http://bcblbd.com/14.http://bcblbd.com/about/board-of-directors/15.http://bcblbd.com/about/background-of-bcbl/16.http://bcblbd.com/about/head-office-executives/17.http://www.agranibank.org/18.http://www.agranibank.org/bod.php19.http://www.agranibank.org/management.php20.http://www.agranibank.org/hierarchy.php