Post on 28-Jan-2015
description
an Axxiome Group company.
Mobile Solutions for Customers and Employees of Financial Institutions
Axxiome Group offers a wide range of consulting services for the financial industry. We specialize in the areas of Core Banking, Core Insurance, and Corporate Treasury systems with a strong focus on SAP products.
2InnovateIT specializes in the development of financial software to complement the capabilities of legacy systems, focusing on functional areas around the core banking, such as: Payment Systems, BackOffice & Teller Front-End Systems, Loan Origination Systems, Mobile Solutions and Business Intelligence.
Axxiome Group
Office
Brazil
Axxiome Dtl. GmbH
Germany
Axxiome UK Ltd.
UK
Axxiome AG
Switzerland
Office
Mexico
Axxiome Canada Ltd.
Canada
Axxiome Americas Inc
USA
Axxiome Colombia SAS
Colombia
Axxiome Polska Sp. z o.o.
Poland
Axxiome Uruguay SA 2innovate IT
UruguayOffice
Argentina
Global Presence
Software FactorySoftware Factory
Software Factory
Banking Insurance Corporates
SAP Consulting Services ● ● ●
SAP Technology Services ● ● ●
Software Products ● ●
Application Support ● ●
Good Partnership
with SW Vendors and
Services Providers
Strong focus on financial institutions.
Consulting and Development:
Payment Systems.
BackOffice & Teller Front-End Systems.
Phone & Web Channels, integration – EAI.
Loan Origination Systems.
Business Intelligence.
Mobile Solutions for Customers and Employees.
2innovate IT - Services
What does mobility mean for the financial world ?
Why is mobile banking a good business ?
Enables banks to deliver existing services via mobile phones, so customers can access to their accounts anytime, anywhere.
Reduces cost of customer service delivery over more expensive channels, such as call center, branch personnel and ATMs.
Improves security by adding another security layer (customers use the or a message as an alternative to the one-time Personal Identification Number generator or tokens).
Enhances marketing opportunities by introducing more immediate and personalized communication over mobile phones.
What does mobility mean for financial institutions ?
A cost efficient channel for low value transactions.
Integration of unbanked population through their mobile transactions. Getting into areas of business where they are not present yet (remittances,
payment of utilities, payment of taxes and services) by using the mobile channel.
Accelerated banking business by mobilizing workflows and business data. Support of field activities, such as sales and operations and decision support
at all levels.
Improved customer loyalty. Improved customer service at the branches.
Increased transaction volumes through remote (mobile) channels. Reduced time cycle of the banking processes. For example: loan origination,
blocking of a credit card, credit card limit increase.
Mobile Offer for Customers & Employees
an Axxiome Group company.
M-Banking4 Employees
Consulting services and strategies to mobilize the bank. Experts on the financial business and on technologies aimed at increasing profitability with mobile solutions.
Tailored made development and deployment of mobile solutions on Sybase Unwired Platform & Afaria (MADP & MDM). Software factories in Uruguay, Argentina and Poland. On site architects and functional analyst.
Integration of Sybase 365 with any core banking.
Customization and deployment using Sybase 365. Mobile solutions for customers and corporate banking.
Maintenance and support 7x24.
Service Offer - Mobility for Financial Institutions.
Mobile for CUSTOMERS
Sybase. Mobile for mCommerce 365 is a suite of mobile services that enables Retail and Corporate customers to access and operate their accounts, anywhere and anytime.
mBanking 365 – Mobile Banking Customers.
mPayment 365 – Mobile Payments. mRemmitance 365 – Mobile
Remmitances.
Product Offer - Mobility for Financial Institutions.
MOBILE for Employees
Axxiome. M-Banking4E is a mobile banking app for employees aimed at supporting activities of account officers, sales force staff and decision makers of the bank enabling them to work anywhere and anytime.
Origination process for the Sales Force.
Specialized dashboards for the CEO, COO, CFO and CTO.
Foreign Trade.
MOBILE for Employees Mobile for CUSTOMERS
M-Banking4 Employees
List of assigned customers. Loan Origination Process (Loans, Credit Cards). List of products clients do NOT have and may be offered. Query on the customer’s Total Commitment. Customer Data, Contact Data, View on Map. Interest rates per product and currency exchange rates. Alerts on accounts receivable to call. Alerts on renewals of fixed term deposits. Requests/Response for approvals. (overdraft check, etc). ..............................
Sales Force Empowerment Key Functions
Executive Dashboard with a Real Time overview of the health of the organization.
Dashboards for the CEO, CFO, COO and CTO. Approval and authorization request capabilities. Notifications about relevant events that affect the company
so as to react in real time to dynamic business conditions. Alerts.
…………………………………
Executive DashboardsKey Functions
Mobile for Employees – M-Banking4E.
Execs
Line of BusinessManagers
Task & Business UsersCRM
Scheduling& Dispatch
Hours &Expenses
Field Services
Workflows& Business Processes
CalendarsApproval Requests
Enterprise Mobility Use...Today!
Mob
ile E
nter
pris
e Ap
plic
ation
Pla
tfor
m
Contacts
DashboardsEmail
Implementing mCommerce 365
Mobile for Customers
mBanking 365 mPayments 365 mRemmitances 365
Mobile for Customers.
Growth Drivers
• Competitive Pressure• Banks focused on
Transformation and a Customer-centered approach
• Legacy infrastructure being replaced
• Channel focus• Smartphone/Tablet boom• Card Usage Encouragement
– Take advantage of the mobile phone to extend loyalty programs by driving targeted campaigns to promote card usage
• Potential to promote brands and unify silos in one application – Insurance, Banking, Mortgage for ex.
• Competitive Pressure• Phone penetration• Consumer convenience• mCommerce growth• Demand for cash
alternatives in emerging markets
• MNOs seek higher ARPU• Government Support and
encouragement for financial inclusion programs
• Opportunity to get a piece of the P2P and Intl. Remittance pie due to high cost of alternative providers like WU
• Cost of acquiring new customers and opening branches
• Government’s pressure to extend financial services to under-banked/unbanked population
• Competitive pressure• Mobile as the only access
channel to Internet• Government ‘s search to
lower disbursement program costs and prevent corruption
• Deposit and account openings
Mobile Banking Mobile Payments Mobile Money
EVOLUTION OF REQUIREMENTS
Offer – mCommerce 365
Cost Savings
• End User• Account balances• Transactional history• Account details • Card management• PIN management• Complaints management• Notifications/alerts• User preferences such as
languages or limits
• Back-office functions• Reports, etc.
Mobile Banking
New Services
End User- AirTime TopUp- P2P, Bill Payment, Intl.- Remittance,- Merchant Payment
Agents- KYC details/collections- Cash In/Cash Out
Merchant- Merchant portal , fee tracking,- Merchant onboarding
Back-office- Settlement, Clearing, Fee
distributionCustomer Support
Blocking, activating, reversals
Mobile Payments
New Value
End UserBalance, Statement, Bill PaymentTransfer, Cash In/Cash OutMerchant Payment, Micropayments, Loan Repayments
AgentsKYC details/collectionCash In/Cash Out
MerchantMerchant portal Merchant reports , fee tracking
Back-officeGL, Settlement, Clearing, Interest rate calculation, Bulk Payments
Customer SupportBlocking, enabling, reversals
mRemittanceMobile Money
Offer – mCommerce 365
We are an innovative company with more than 200 years of experience in the banking business. We have been working with our minds set on the year 2020 banking style.
We have a strong vertical focus on the financial industry, implementing SAP for Banking, Sybase and our own products (4x4 Transaction Broker) certified by SAP & SWIFT. The best tools to build solutions for the financial industry.
We have mature and cost efficient software factories located in Uruguay, Argentina and Poland.
We are a strategic global partner of SAP for Banking and Insurance Services. We have certified consultants in BAS & Mobile Solutions.
We have a big team of consultants around the world specialized in all areas of the banking business. More than 300 consultants working in the most complex projects and implementing Core Banking, Core Insurance and Payment Solutions for the most demanding customers, Banks & Insurances Companies.
Why Axxiome / 2 innovate IT ?
INFORMATIONMANAGEMENT
Any Application
Any Server Platform
Any Data
INFORMATIONMOBILITY
Always Available
Any Person
Any Device
INTEGRATION COLLABORATION
DECISION-READYINFORMATION
ANALYZEMANAGE MOBILIZE
We share SYBASE’S vision of unwired enterprises
Thanks for your time!!!
Questions ?
ivan.kechichian@2innovateIT.comivan.kechichian@axxiome.com