Post on 28-Jun-2020
Bay Equity Home Loans
NMLS ID#76988
Corporate O�ce:
“Your Home for Loans”
100 California Street Suite 1100, San Francisco, CA 94111
“Your Home for Loans”
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
WELCO
ME
A Message from Brett McGovern
Bay Equity is family owned and operated, a company with a long term plan and a management team committed to creating careers, not just jobs. What makes Bay Equity special? It’s our people! We’re building a team of mortgage professionals who value growth, stability and the rewards that come with a successful organization. From a handful of employees to hundreds, Bay Equity has experienced steady growth, built on a firm foundation of customer service to our borrowers and our Loan Officers. Based in the heart of San Francisco’s financial district, Bay Equity has established itself up and down the west coast – and has embarked on a three year strategic plan to greatly expand production and locations. We are committed to the long term – and to hiring exceptional employees.
Brett McGovernPresident, Bay Equity, LLC
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
ABO
UT
BAY
EQU
ITY
Our StartThe Bay Equity Story:
Bay Equity opened its doors in 2008, in the midst of the recession, as many other mortgage lenders were closing theirs. A group of mortgage professionals led by three brothers, Brett, Casey and Jon McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships.
Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives, operations professionals and sales people.
The Founding Executives:
Brett McGovernPresident
Casey McGovernChief Operating Officer
Brett McGovern is a Founder, the President and Board Member of Bay Equity LLC. Mr. McGovern has more than 16 years experience in real estate sales and lending. Prior to co-founding Bay Equity, he was a Senior Vice President of Grubb & Ellis Company in San Francisco. He is responsible for key corporate functions including investor and warehouse line relations, oversight of accounting and secondary functions, marketing and corporate communications.
Casey McGovern is a Founder, a Managing Director and Board Member of Bay Equity LLC. Mr. McGovern is in his tenth year as a mortgage industry sales professional. He is responsible for managing Bay Equity’s wholesale and retail loan production.
John CadyEVP – National Retail Production
Mr. Cady brings more than 20 years of mortgage lending expertise to Bay Equity. He is responsible for the company’s retail platform. He is a highly experienced sales executive with a solid track record of recruiting and growing retail lending divisions.
Jon McGovernChief Administrative Officer
Jon McGovern is a Founder, a Managing Director and a Board Member of Bay Equity LLC. Mr. McGovern has 18 years experience in real estate lending. His broad experience covers underwriting, sales and executive management. He is responsible for key corporate functions including human resources, operations and technology.
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
OPERATIONS AND SUPPORTCorporate & Regional Centers
San Francisco, CA Concord, CA
Tacoma, WA
Simple escalation process
State Licenses: CAWAOR
IDNMTX
HIMTCO
AZUTNV
Lake Forest, CA
Local underwriting and collaborative decision making
In-House Recruiting Department
Experienced full time recruitersDedicated recruiting resourcesOn-line recruiting toolsFull HR support
Corona, CA
Fresno, CATacoma, WA
Everett, WA Portland, OR
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
PRO
DU
CTS What We Offer
Fannie Mae, Freddie Mac, Ginnie Mae Direct Lender, Approved Servicer
Follow-DU Findings
Better Pricing (Orange label)
HARP - DU Refi Plus and Open Access unlimited LTV
Homepath
HUD Full Eagle FHA, VA, and Reverse
USDA
Jumbo up to $2 Million
Brokering Options:
Reverse Mortgage Manufactured Home Open Access 203K
MI Products:
Genworth, Radian, United Guaranty, Essent Guaranty
Multiple Financed Properties
All backed up by Scenario Desk Support
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
TECHN
OLO
GY
Our Technology ToolboxWeb-based Encompass
Built in Optimal Blue Pricing EngineBuilt in third party services (Appraisal, Title, Credit) ordering made easyIn-House Encompass support
Paperless Full Electronic File Platform, e-disclosure
SharePoint intranet Microsoft Lync Interoffice Messaging, cloud basedSecure email delivery
Microsoft 365 (including office suite)
Remote and on-site IT Support
Wiki Search / Forums
SUPPORTIT
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
MA
RKET
ING
Promoting YourselfBAMM (Bay’s Automated Marketing Manager):
Entire web platform for Branch and Originator On-line customer loan application Integrates with Encompass pipelineRobust CRM systemeMail marketing Blast campaigns Multiple “drip” campaignsRealty ConnectIndividual and Branch websitesIndividual blogsVideo web platform
In-house team:
Graphic and video designCorporate Social Media ManagementMedia/Public Relations
Resources:
Extensive flier catalogueOnline store for: Branch Signage Promotional Items Bay Branded Clothing
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
ON
-BOA
RDIN
GHands On Support
Personalized On-Boarding system
On-site Boarding Team
Pipeline transition support
Designated Boarding Coach
Product Support
BAY EQUITYOn-Boarding
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
BEN
EFIT
SFor All Employees
Online payroll
Direct Deposit
Multiple medical plans, dental, vision
401K
Life Insurance
Health Savings Account
Employee Referral Program
Presidents Club & Chairman’s Circle
Recognition
Rewards PRESIDENT’S CLUB CHAIRMAN’S CIRCLE&
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
TRAIN
ING
Dedicated In House SupportCorporate Training
Web-based and in-person
Continuing Education – Bay University
Technology and Product Training
ONLINE COMPANY TRAINING
BAY UNIVERSITYBAY UNIVERSITY
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
COM
MUN
ITY I
NVOL
VEM
ENT
Bay Equity Cares
Some of the great causes Bay Equity has supported
Bay Equity Home Loans NMLS ID#76988100 California Street Suite 1100, San Francisco, CA 94111
IN CLO
SING
Thank You
Thank you for taking the time to explore some of the highlights of working with Bay Equity. From highly motivated employees, to a progressive management structure that promotes great communication and a “get it done” attitude, Bay Equity is positioned for the future. It’s a future of high professional standards, growth opportunities and rewards for success. It’s a great place to grow a career in the mortgage industry.
855.716.5604
www.bayeq.com
“Your Home for Loans”
Bay Equity Home Loans
NMLS ID#76988
Corporate O�ce:100 California Street Suite 1100, San Francisco, CA 94111
BEHL-130611-1.0