Post on 26-Mar-2015
Structure
Health Insurance in GermanySurvey in DerryNational Health Service in the UKJob interviewConclusionReferences
Health Insurance in Germany
one of the 5 classes of the social insurance system in Germany
was introduced in 1883refunds the costs of the treatments of
diseases, maternity or accidents
The ambition is the redistribution between high-income-households and low-income-households solidarity principle
benefits are similar for everybody
contribution rate depends on the income of each person
two different types:
statutory health insurance with about 87% members
private health insurance with ca. 13% members
contribution rate: 15,5 %
Employers and employees share the contribution
Employee: 8,2% (feature of 0,9% to reduce the ancillary labour costs)
Employer: 7,3%
National Health Service in the UKin the UK consists of four publicly funded
healthcare systems:
National Health Service (NHS) in EnglandNHS in ScotlandNHS in WalesHealth and Social Care (HSC) in Northern
Ireland
was founded in 1948
persons are the medical treatments in the NHS for free:
British citizens who live in the UKEach person, who has been based in the UK
the last yearsEU-CitizensStudents, who are enroled in courses, which
last more than 6 monthsEach person with a permission to work in the
UK
the health care reform improved in many fields, which is shown in the following examples:
Investment of the NHS-Equipment (more beds, improvements of the hygiene)
Increase the number of the physiciansMore university places for medicine studentsImprovements in cancercheck-up
‚Practice Nurses‘
additional insurance: People think it is efficient, reliable and professional
are three different private health insurance companies: Voluntary Health Insurance Board (VHI), Quinn Direct and Hibernian Aviva
The most important advantages in the private health insurance are:
private or semiprivate hospitalstayambulant, consultationadditional insurance, e.g. maternity benefit,
additional ambulant treatments, travel insurance
ReferencesGerry Gillespiehttp://de.wikipedia.org/wiki/Krankenversicherunghttp://de.wikipedia.org/wiki/Krankenversicherung_in_Deutschlandhttp://de.wikipedia.org/wiki/National_Health_Servicehttp://www.krankenkassen.de/gesetzliche-krankenkassen/system-gesetzliche-krankenversicherung/gesetzliche-krankenversicherung-information/http://ukingermany.fco.gov.uk/de/visiting-uk/working-in-uk/health-carehttp://www.ess-europe.de/europa/krankenversicherung_england.htmwww.justlanded.com